Coastal Housing Partnership
Through Cottage Health's membership with the Coastal Housing Partnership, a non profit organization, Cottage Health employees in Santa Barbara and Ventura Counties are eligible to receive generous savings and benefits when purchasing a home, refinancing a mortgage or renting an apartment.
Home Buying Benefit
The Home Buying Benefit makes buying a home more affordable by significantly reducing the closing costs associated with the purchase of your home. Closing cost savings and credits are offered by a network of local real estate agents, home inspection companies, lenders, and residential developers. These benefits are available to all of our employees, not just to first-time home buyers.
Free Home·Buying Seminars & Financial Readiness Seminars
Home buying education seminars are available to all our employees. Attend a free workshop to learn about the steps of buying a home, the loan process, qualifying for a loan, how much of a loan you can afford and how you can purchase a home even if you don't have a 20% down payment. And if you are interested in finding out how to plan for buying a home, you might want to attend one of our Financial Readiness Seminars.
Mortgage Refinance Benefit
If you are considering refinancing your mortgage, you are eligible for savings on some of the up-front costs of refinancing through the Mortgage Refinance Benefit. Just choose a lender from the partner network and start saving!
Rental Assistance Benefit
Coastal Housing Partnership has partnered with several local landlords to offer monthly rental reductions through the Rental Assistance Benefit. These landlords have agreed to reduce the monthly market rent on new leases starting at $50 / month for a studio or one bedroom and $75 / month for a two or more bedroom unit.
Moving Benefit
Coastal Housing Partnership has partnered with a local green moving company to offer savings on the costs of your move.
No Charge for these Services
Best of all, there is no charge to you to take advantage of these services and benefits.
What you need to do
In order to utilize the Coastal Housing Partnership Benefits, you need a Letter of Authorization and you need to let the Network Service Partners know that you are part of Coastal Housing Partnership. You can obtain a Letter of Authorization application on the Web site www.coastalhousing.org or by calling their office at 969-1025.
For more details
For more details of all Coastal Housing Partnership benefits, seminar schedules and the Network Service Partner listing, click onto www.coastalhousing.org or call their office at 969-1025.